Everything your accountant needs, prepped.
Clerk.AI pulls your bank statements and hunts down the matching receipts in Gmail and billing portals.
Life without and with Clerk.AI
Pay what you decide it’s worth, including nothing.
It stops for what only you can do — a login, a judgement call — and asks. At the Mac, or on your phone.
The same month, with Dext and with Clerk.AI.
Dext is the biggest name in the category and it genuinely fetches, so it is the fair one to stand next to. Every row below is a step in a month’s books. What each column says is what the step costs you, and how often you do it.
| Dext | Clerk.AI | |
|---|---|---|
| Setting it up | Once per supplier. You connect each one you can name, from the 1,249 on their published list — credentials, and a code if they ask for one. | Once, in your own words. You say what the business is and who your accountant is. There is no list to pick from and nothing to configure. |
| The bank statement | Every account, every month. You log in, download it, and upload it. Turning it into data is a paid extra, from $13 a month. | None of your time. It signs in and downloads it, in a browser on your Mac. |
| The receipts | Every receipt, all month. You photograph each one, or forward it. | None of your time. It reads the camera roll and your mail itself. If something is genuinely missing it asks you to photograph that one. |
| Payments with nothing behind them | Yours to find. It does not work out what has no document, and it fetches only from suppliers you connected. | None of your time. It reads the month's bank and card lines, works out which payments have no document, and signs into each supplier's own billing portal to get them. |
| Reading each document | None of your time. Dext does that. | None of your time. Clerk.AI does that — vendor, date, amount, and which payment it belongs to. |
| The calls only you can make | It doesn't ask. Whether a charge was business or personal stays yours to catch. | Nine cards, one close. Five judgement calls, three sign-ins, and one document it could not fetch. You answer them in a sentence, at the Mac or on your phone. |
| Handing it over | None of your time. Coded and published into Xero, QuickBooks or Sage. | You read it and press send. A folder of attachments and a drafted email to your accountant, written in their language. |
Dext’s column is from their own site and help centre, read in September 2026; the 1,249 suppliers are counted off their published list. Ours is what the app does. A real close, August 2026: five accounts collected, twenty-four of twenty-four lines matched, thirty attachments sent, and nine cards for the person to answer. One month of a one-person company, not a promise.
These are not alternatives for the whole job. Dext ends inside the books — Xero, QuickBooks, Sage — which Clerk.AI never touches and your accountant runs. The overlap is the gathering, and that is what the table compares. The longer answer on Dext, and the same question for Hubdoc, GetMyInvoices, Booksmate.
There is nothing to configure. You say what the business is once, in your own words, and it works the rest out. It drives a real browser, so there is no list of suppliers to be on, and the only clicking you do is signing into a portal when it asks.
it works inside sessions you signed into yourself, in a browser profile kept apart from your everyday one — so it can only reach what you put in there, and it still deserves the caution you'd give anyone you handed an unlocked laptop. Never approve a 2FA prompt you weren't expecting, and read what we recommend and what we won't take responsibility for before your first close.
Who's your accountant?
Doesn't matter. Pick their language and watch the email change — it writes in whatever they actually read, names the files their way, and asks which scheme you file under rather than assuming.
An example of the draft, not a real client's month — the figures are scenery.
Hello! Attached are June 2026's materials: 61 transactions with 43 receipts. Two movements have no receipt and are flagged separately.
Compare life with and without Clerk.AI.
57 seconds. Best with sound on.
You decide what it's worth.
No, really. Set it to zero and leave it there — the app is the same app. But it runs on electricity and euros, so the further up you go the more we can throw in. Change it after any close.
This is where you go.
Two rungs on the ladder put your business on this page — a line and a link, from one small company to another.
Nobody is on it yet. It starts with whoever picks €50 first, and we are not going to pad it out in the meantime.